Metro Loans can arrange personal loans for any worthwhile and legal purpose such as home improvements, vehicle purchase, debt consolidation and holidays . They are available on an unsecured basis.

Loans can be arranged from $500 with a minimum term of 12 months – Maximum 7 years. Interest rates start from 13.95% per annum for an unsecured personal loan.

Why not check out our personal calculator to work out your repayments.

To be eligible for a personal loan you must:

• Be over 18 years old
• Be an Australian Resident
• Must earn a minimum of $770 per month after tax and can demonstrate capacity to repay a loan
• Demonstrate sound financial position and stability of employment and residential status
• Be employed:
  • if employed on a casual basis, must be employed for a minimum of 12 months
  • if self employed must have written evidence of income for a minimum period of 24 months
  • if employed as a contractor have written evidence of income for a minimum period of 24 months

We cannot help:

• Minors
• Unemployed
• People with unreliable income
• Centrelink recipients without security
• Current bankrupts
• People with a registered default or judgment
• A person convicted of a criminal offence that has not completed his/her sentence
• People who are not the primary customer on the loan contract